25 thousand from maternity capital per year. Monthly payments from maternity capital

The question of how to withdraw money from maternity capital in 2016 interests many Russians. In this article we will try to analyze in detail all the intricacies of this procedure.

The Maternity Capital program was founded in 2007. Then, at the beginning of her work, the amount due under the certificate was 250,000 rubles. As a result of annual indexing, by the end of 2015 it already amounted to 453,000 rubles.

The goal of the Maternity Capital program is, on the one hand, to encourage the desire to have more than one child in a family, and, on the other, to provide an opportunity to solve global family problems, including those related to housing, children’s education, and their socialization.

Funds of maternal (family) capital, or MSK , can be used exclusively by bank transfer and for very specific purposes, providing the necessary documents to the Pension Fund.

However, everything in life is subject to change, especially in conditions of a long-term, systemic crisis, which we are currently experiencing.

Crisis times are characterized by a deterioration in the financial situation of the population. The most vulnerable categories of citizens are most sensitive to it, which, of course, includes large families.

Therefore, the Russian government saw the need to support them financially, allowing them to receive some part of their maternity capital in cash, and use these funds for the current needs of the family.

As a targeted anti-crisis measure, it was decided to pay the amount of 20,000 rubles once a year. to the certificate owner, subtracting them from the total amount of MSC. In 2015, such lump sum payments were made.

There was already a similar precedent, when in 2009 and 2010 the right to cash out 12,000 rubles was granted twice. everyone who had a certificate for MSK.

Practice has shown that this money really helped families overcome financial difficulties, therefore, the current drop in household incomes, accompanied by rising prices, forced the Russian government to turn to similar measures.

At the end of 2015, in November, the government decided to re-pay families with children from MSC funds in the amount of 20,000 rubles. Law No. 88-F3 established such a one-time payment for 2016.

But already in March 2016, further events unfolded on the topic of MSK and cashing out part of it.

Before Prime Minister Medvedev had time to approve the updated anti-crisis plan for the current year on 03/01/2016, his deputy, Olga Golodets, already on 03/29/2016 announced a change in plans regarding one-time payments to families.

It turns out that the government has recently been considering various options for anti-crisis payments in the form of assistance to large families. One of the options even provided for monthly payments of 5,000 rubles, but not to all certificate holders, but only to especially needy families.

However, it was decided to abandon this, as well as the previously planned payment of 20,000 rubles.

The final decision was that all families holding a certificate for MSC and living in the Russian Federation should be paid an amount of 25,000 rubles.

Moreover, regardless of whether the family managed to receive 20,000 rubles. at the beginning of 2016.

This measure was announced by Prime Minister Dmitry Medvedev during his report to State Duma deputies on 04/09/2016, and in early May the bill could be read on the official website of the Duma. The President of the Russian Federation signed the corresponding decree on June 24, 2016

The validity of the law is limited to December 31, 2016, and applications can be submitted until November 30, 2016 inclusive. This means that the family is subject to this law, provided that the second child was born before this date.

Back in 2015, the issue of a one-time payment of 20,000 rubles was being resolved. from MSC funds, a list of documents required for this was approved.

It included:

• application for this lump sum payment;
• document confirming the identity of the certificate holder;
• SNILS;
• certificate for MSK;
• banking information about the details in the name of the applicant.

To receive 25,000 rubles. in 2016, the list of documents remained the same, but there were more ways to submit applications. Here they are:

The last type is the most convenient and fastest, especially since the application can be submitted either through the Pension Fund website, if open “Personal account of the insured person”, or through the Federal portal of public services on the website gosuslugi.ru.

The period for consideration of an application for payment from the MSK is 1 month, the time is counted by Pension Fund employees from the date of registration.

If the decision is positive and the application is granted, then the money due for payment is transferred to the specified account within a month - as prescribed.

If payment is refused, then within 5 days (working days) from the moment the decision is made, information about the refusal is brought to the attention of the applicant. It arrives either to his postal address or in the form of an electronic notification.

That is, you have to wait 2 months for money, at least those are the rules. In reality, it turns out to be three months, or even one and a half, as evidenced by thematic forums. Events happen most quickly if information is submitted electronically.

The payment will be either the declared 25,000 rubles, or the balance of the MSK, if it is less than this amount.

Will it be possible to withdraw money from maternity capital in 2017?

The President of Russia extended the validity of Law N 256-FZ of December 29, 2006 for another 2 years, for 2017 and 2018. This means that certificates will be issued in the same way as in the previous 10 years, while the amount of MSK will remain unchanged for this period, equal to 453,026 rubles.

As for payments in cash, those who applied for this in November (or maybe October) 2016 will receive them at the beginning of the year. There is no information yet about the possibility of receiving payments for 2017.

Education of a child is one of the main expenditures of maternity capital. In Russia, school education is officially considered free, but in reality money is spent on textbooks and other things.

At the same time, the MSK program allows you to spend funds on the education of any child in the family, not necessarily the one in connection with whose birth (or adoption) a certificate was issued. And you can send him to study in any educational institution in Russia, be it a kindergarten, or a school, or a college, or a university.

As for the amount of MSC funds allocated for education, you can spend the entire capital on the education of a child (or several children), or you can spend only part of the funds, directing the rest to other purposes.

A child can study at the expense of MSK until he is 25 years old, no more.

In all these cases, non-cash payments are provided. Payments are made within the terms and according to the current accounts specified in the relevant agreement concluded between the certificate holder and the institution within whose walls the child will study.

At the same time, not every educational institution can be suitable for financing training from MSC funds, but only one that fully complies with all the requirements of the program.

These are the requirements:

• an educational institution must be accredited by the state and work on accredited educational programs;
• he is allowed and has the right to provide educational services of the declared format and type;
• it may be state or non-state, but must be located on the territory of Russia.

That is, It will not be possible to educate a child abroad at state expense, namely, at the expense of MSC.

In order to attract MSK funds to pay for training, the relevant documents are submitted to the PRF. In addition to the main package, there must be an agreement for the provision of paid educational services; information about the accreditation of the institution and its compliance with certain requirements is determined without the participation of the applicant.

If the child will live at a school, college or university, then a rental agreement for a room in a dormitory and confirmation of the fact of residence is required.

In other words, if we talk about the school, its services can be paid for with MSC funds. This applies to music, art and others, but only on the condition that the educational paid programs implemented during the training process are accredited, and the school itself is licensed.

Educational programs that meet the requirements of the Federal State Educational Standard are subject to state accreditation (federal state educational standards). These include the main school programs:

• From 1st to 4th grade, primary education is carried out within the framework of primary school;
• from 5th to 9th - basic education, or basic school;
• from 10th to 11th - secondary, or high school.

Since education in the Russian Federation is considered free, paid educational services provided by the school include the following:

1. In-depth study of subjects.
2. Tutoring.
3. Training in additional programs.

But not all of them can be attracted to MSK, for the simple reason that state accreditation is provided only for basic educational programs. And additional programs are not subject to accreditation, and it will not be possible to attract MSK to finance them.

Parents usually place the main emphasis on providing their children with a higher education at the expense of MSK, since studying at a university really requires substantial expenses.

But even earlier, in kindergarten and at school, it is possible to give children more if they wisely use the capabilities of the Maternity Capital program.

In April 2016, a bill from the Liberal Democratic Party was submitted to the State Duma. If this draft law had been approved, then Russians would have been able to receive 50 thousand from maternity capital in 2019-2020. In addition, the document provided for the introduction of a new one: the 5th basic direction of using MSC funds.

What was proposed in the draft law

The bill proposed by the liberal-democratic faction not only provided for the withdrawal of 50 thousand from maternity capital, but also expanded the use of MSC. People would have a real opportunity to withdraw their funds from the Pension Fund and use them for household needs. Moreover, without waiting for the 2nd (subsequent) child to turn 3 years old.

50 thousand rubles could be used annually. from mother capital.

In addition, it was possible to increase the limited amount by application. If there are supporting documents justifying the declared amount.

Important! Subsequent documentary evidence of the intended use of allocated funds would also be required.

How would you receive annual payments?

As in the usual, already existing options, it was assumed that 50,000 from maternity capital could be received upon a special application. It would be drawn up in the prescribed form and sent to the Pension Fund.

After approval, 50 thousand from maternity capital would be transferred to the applicant’s specified bank account at the beginning of 2019-2020.

Attention! To increase the limited amount, it would be necessary to submit an additional application accompanied by documents supporting the application. Important! The key feature of the proposed innovations is the possibility of receiving 50 thousand from maternity capital immediately after the certificate is issued.

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From hypotheses to reality

However, in 2016, instead of the expected approval, the bill was generally returned to its authors. On a formal basis: non-compliance with the established norms of the Constitution of the Russian Federation for submitting such documents to the State Duma.

No other promotion of this or a similar project was noticed in 2018.

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Why was the bill returned?

The draft of the rule-making act under consideration was returned to the authors for formal reasons:

1. Due to a significant change in the actual monetary obligations of the state to the owners and future owners of certificates. This could happen due to the projected increase in the volume of applications submitted to the Pension Fund.
2. Such bills are submitted to parliament in accordance with paragraph 3 of Art. 104 of the Constitution, exclusively when there is a positive government conclusion. However, the authors of this project did not receive the necessary conclusion from the Government.

Attention! Unfortunately, LDPR deputies did not consider it necessary to continue working on this regulatory project. In this connection, withdraw 50,000 rubles from maternity capital. in 2019-2020 is impossible.

So whether or not you can get 50,000 rubles. from maternity capital in 2019-2020

If the bill had been approved, then annual payments of 50 thousand rubles would have been due from maternity capital as of January 1, 2017.

But for this it was necessary:

1. obtain the approval of a majority of members of the legislative assembly;
2. positive passage of the bill in several readings;
3. adoption of a law amending current legislation;
4. its signing by the President of the Russian Federation;
5. official publication in the form of appropriate editions;
6. adoption of necessary by-laws;
7. inclusion of the corresponding expense item in the budget.

But none of this happened. The bill did not even pass the first reading in the State Duma.

Important! Currently, the bill under consideration has not been adopted. Therefore, it will not be possible to receive 50 thousand from maternity capital in 2019-2020.

Why do we need a new direction for using the certificate?

In fact, the option of partial cashing out of the MSK proposed by LDPR deputies is an alternative measure to the current 25 thousand rubles paid under the anti-crisis program. It ended in December 2016.

However, according to deputies of the LDPR faction, one-time financial assistance in the amount of 25,000 rubles. is not an effective support for families. Due to inflation and the constant presence of household needs of families.

But periodic payments in the amount of at least 50 thousand rubles from MSC would help family people solve their pressing problems for many years.

Among which are the most urgent:

• for the treatment of children, restoration of their health in sanatoriums and dispensaries;
• renovation of housing in which the family lives;
• purchasing a family vehicle for transporting children to school, clinic, kindergarten;
• repayment of ordinary consumer loans, microloans;
• payment for housing and communal services.

Attention! LDPR deputies believe that the real goals of the maternity capital program over the past 10 years have not been achieved. The provided restrictions do not allow many families to receive real financial assistance.

And there are reasons for this. After all, the MSC amount only partially repays the cost of housing or the size of the mortgage loan. But not everyone has the opportunity to pay the remaining amount or repay the debt on a large loan every month.

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Latest changes

As early as 05/19/2016, the bill under consideration was returned to the subject of the right of legislative initiative to fulfill the requirements of the Constitution of the Russian Federation and the Rules of the State Duma. This decision was made by the State Duma Council at the proposal of the relevant State Duma Committee.

The one-time payment from maternity capital, which was made last year, as well as a year earlier, in 2015, became a good help to many families and helped them with solving at least part of their material problems. Taking into account the fact that even the state recognizes the fact that there is a problem when holders of a certificate for maternal capital do not always know what to do with it, one can understand those families who are waiting to see whether such a payment will be made in 2017. When it will be possible to withdraw 25,000 rubles from maternity capital in 2017, is there a chance that the lump sum payment will be even larger?

When will it be possible to withdraw 25,000 rubles from maternity capital in 2017?

Initially, the maternity capital program does not imply the possibility of withdrawing money in cash. The state provides a certificate for a certain amount (in the last couple of years the amount has been frozen and amounts to 453,026 rubles), and this amount can only be spent on those purposes that are clearly stated in the law. However, in most cases, this can only be done when the second or third child (depending on which child the certificate was received for) turns three years old. An exception is the use of maternal capital for a mortgage and the purchase of funds for the adaptation of a disabled child.

The ban on cashing out maternity capital is due to the fact that the program is conceived as a long-term investment in the future of the child and mother, and not as a solution to momentary problems and the banal “eating” of these funds.

However, investments are investments, but you really want to eat every day, especially now, when an economic crisis has reigned in the country, and in terms of living standards we have rolled back several years. Taking into account the situation of families who, after the fall in living standards in 2014, sometimes barely make ends meet, the state took an unprecedented step in 2015 and allowed those who had this or a larger amount to withdraw 20 thousand rubles from maternity capital funds. Those who had a balance of less than 20 thousand were allowed to withdraw the entire balance.

This exceptional measure was repeated a year later - in 2016, when families were allowed to withdraw more than 25,000 rubles. In both cases, in order to take advantage of this payment, holders of a certificate for maternal capital had to submit an application to the Pension Fund of Russia. It is he who manages the funds of maternity capital.

Of course, based on the experience of past years, many families are already interested in when it will be possible to withdraw 25,000 rubles from maternity capital in 2017. And some are even confident that the amount of the lump sum payment will be increased and will amount to 50,000 rubles.

Is there any news

In fact, at the moment it is unclear whether there will be a lump sum payment from maternity capital in 2017 at all. In the previous two years, this payment was made as an exception, and it is not a fact that the practice has become the rule. Of course, such payments help families solve at least part of their problems, and this is good, but in the social sector, governments remember the original meaning of the maternity capital program and are even opposed to the adoption of a law on the purchase of a car using maternity capital funds, since this is not what is for what he intended.

Another problem may be a simple lack of money. Yes, budget revenues in 2017 exceed the plan due to the relatively high cost of a barrel of oil in the world. If you budget for $40 per barrel on average for the year, the actual price rarely drops below $50. But, in addition to one-time payments from maternity capital, the government has a headache about other things - such as indexing pensions for working pensioners. which Prime Minister Medvedev promised them.

Political expediency speaks in favor of the fact that it will still be possible to withdraw 25,000 rubles from maternity capital in 2017. If the Kremlin’s political strategists decide that young families are the electorate that is important to them on the eve of the important election cycle of 2017-2018, money will definitely be found.

Thus, at the moment, nothing can be said for sure; we can only wait for news from the government. According to the practice of previous years, if they follow, it will happen closer to autumn. However, we do not advise families to plan their budget based on what the payment will be. It's better if it becomes a pleasant surprise.

Maternity capital is financial support from the state to improve living conditions, as well as for the formation of a pension, education and treatment. Getting the program is quite simple. In 2017, only a family that has had a second child can use a family certificate. To register mat capital, you must visit the Pension Fund.

The mat capital program was adopted by Putin in 2017. This was further stated in writing in the Federal Law. Only citizens of the Russian Federation who have adopted or given birth to a second child have the right to receive. To register, citizens will need to come to the Russian Pension Fund and write an application in the prescribed form.

It is possible to receive additional payments, but of a regional type. These include:

1. 50 thousand for the second child;
2. addition to mat capital 250,000.

Such payments are stipulated only by regional law. These funds can already be spent on family needs or other occasions. The Federal Law stipulates that you should contact the Pension Fund regarding maternity capital; if this is a regional payment, then you need to contact social protection. Payment is made in a lump sum.

Mat capital 2017: lump sum payment (latest news)

It is not possible to withdraw funds in cash. Recent news suggests that maternity capital will remain at the same level. Payment indexation is not expected. As such, there are no changes in the terms of provision or other requirements for maternity capital.

In accordance with the Government resolution, maternity capital has existed for a long time and has proven itself well. And this positive note indicates the possibility of prolonging such an offer. With the help of this financial support, families were able to improve conditions and repay loan obligations in the form of mortgage lending.

They also gave children the opportunity to study for free. The family certificate is essentially valid until the end of 2018. No one can guess what will happen next. Putin is considering using maternity capital funds to purchase a vehicle. At the moment, certificate holders will still have the opportunity to receive a one-time payment.

To process the payment you will need a certain package of documents. The exact list should be clarified at the multifunctional center or the Pension Fund.

Maternity capital 2017: one-time payment of 25,000

On June 23, 2017, a bill was signed that allows for one-time cash issuance. The payment amount is 25,000 rubles. The legislative act came into force from the date of signing. But in fact, not many people have been able to receive this amount yet.

In accordance with this legislative act, every family that has maternity capital has the right to receive a one-time payment. In fact, such a payment was present in the previous year, and almost everyone who received a certificate took advantage of it. Money was especially needed to compensate for expenses incurred during the birth of a baby.

The right to receive payment exists for everyone who has a certificate no later than September 30, 2016. To receive the amount, you need to submit a standard application to the Russian Pension Fund. Additionally, you need to provide a certain package of documents.

You can find out in detail at the MFC how exactly to receive the payment. Samples of documents and correct completion of documents are presented there.

Initially, the Ministry of Labor did not want to prepare a bill that outlined the possibility of providing funds from maternity capital in cash. There were many contradictions here, for example, an increase in this amount, since there are statistics where family expenses increase every month.

But despite many contradictions, representatives were still able to prepare a bill. But other authorities were also able to provide arguments that said payments of this type were unprofitable. After all, anti-crisis policy should increase the financial profit of the state, and not, on the contrary, reduce it.

There are also new bills that have not yet been accepted for consideration:

• For now, cash can be obtained, but in order to take anti-crisis measures, the procedure may be lifted no earlier than the fall of 2017. This is due to the fact that the law on payment of compensation was adopted less than three months ago;
• To ensure the possibility of applying to the Pension Fund for money, a period of 6 months was set. That is, you can get these funds before spring.

Is it possible to withdraw money from maternity capital?

At the moment, you can withdraw funds from maternity capital. To do this, you need to contact the Pension Fund and write a statement in the prescribed form. Additionally, it is worth providing a complete package of documents.

Until the fall of 2017, the Government allowed people to take advantage of the program to support young families and withdraw funds for their own needs. As practice shows, more than half of the families who received a family certificate after October 2016 have already used this service.

How much can you withdraw from maternity capital?

At the moment, the bill talks about the possibility of withdrawing funds in the amount of 25,000 rubles. This amount can be used for any purpose, including paying for treatment of the mother and child, purchasing equipment and a car.

To register, you need to contact the Pension Fund and write an application indicating the need to receive a specific amount. Now the law will still be in force until the fall. The offer will not be extended into the next year.

Documents for payment of a lump sum payment from maternity capital

Registration of part of maternity capital for cash receipt is possible only if you have a complete package of documents. Compared to the previous year, the procedure has become somewhat simpler. Collecting documentation from those wishing to receive cash will take no more than a day.

Registration at the Pension Fund and at the MFC is no different. But additional documents may be requested that will confirm the identity of the applicant and the certificate holder.

To apply you will need to provide:

1. Identification document of the certificate holder. Basically they require you to provide a passport of a citizen of the Russian Federation. The application of the established image involves entering data from the passport into the appropriate columns.
2. Documents confirming the existence of a bank account. It must be a Russian passport. And of course, you need to provide details for the transfer.

It is advisable to open an account with Sberbank of Russia for transfers. This will make transferring funds somewhat easier. The Pension Fund cooperates with Sberbank. If other details are provided, an interbank transfer is made.

It is also necessary to provide:

1. Certificate of pension insurance. It is considered optional, but the application indicates the data from this document. Representatives of the authorized body have the right to request an original or a copy to verify information on maternity capital.
2. If a representative of the Pension Fund confirms the authenticity of the documentation, then the recipient has the right to fill out an application for receipt. The form can be obtained from the presented institution or downloaded from the appropriate website.

An application for receipt can be obtained from the Pension Fund, multifunctional center or downloaded from the relevant websites. The information is filled in there:

• about the holder;
• amount;
• purpose of receipt;
• other necessary information.

It is mandatory to affix the signature of the applicant receiving the document and the seal of the organization.

It is easy to receive funds from maternity capital. You must take and fill out an application and provide documents.

Frequently Asked Questions

Quite often, parents ask questions that they cannot find answers to on the Internet. That is why it is worth familiarizing yourself with all the features in advance so that no additional questions arise.

1. What's happened ? Funds are provided for the rehabilitation and adaptation of a disabled child. The parent can also take advantage of additional federal and regional programs regarding the recovery of a disabled person.
2. ? This question is still difficult to answer. So far, it is worth noting that the program gives fairly good results. Accordingly, the state will make a positive decision on prolongation of the offer.
3. How is it issued? Regardless of the number of children born, the amount of 453,000 rubles is issued. You can allocate some or all of the funds to a specific target program. To register, you need to contact the Russian Pension Fund.
4. Can I spend it? The federal law does not limit the actions of citizens and allows money to be spent on the education of an older child, both in full and in part. To do this, the educational institution must comply with the parameters specified in the current Federal Law.
5. How does maternity capital pay for tuition? To begin with, the parent collects a complete package of documents, submits them to the Pension Fund, then the Pension Fund transfers funds to the training organization by bank transfer.